Our Mission:
Create financial freedom for homeowners, by getting you the best loan possible.
At the end of the day, we’re here to match you to the mortgage of your dreams.
For home owners, we’re here to make your mortgage journey seamless, stress-free, and most importantly, financially sound. Our goal is to connect you with the right broker that can help you get you a loan that allows you to live your dreams.
For mortgage brokers, we put you in touch with borrowers. We find borrowers that are serious, interested, and currently seeking mortgage changes.
Let's embark on this exciting adventure together, hand in hand. Your trust in us is the foundation of our success. We can't wait to see you thrive with Ripe Loans by your side.
Your privacy matters to us.
Our Privacy Policy:
The Information We Collect:
In order to assist our customers, we must collect information that identifies them. That includes, but isn’t limited to, names, phone numbers, email addresses, and state location.
Additionally, Ripe Loans may collect data that relates to potential co-borrowers, or anyone else who is involved in the lending process. Our partners may need to collect more information. If that’s the case, you’ll get a detailed request from said partner.
How we Collect Information:
The information we collect is provided by the consumer.
What the Information is Used For:
Your privacy is important to us. That’s why we only use the information we’ve collected for the intents and purposes of the service that we provide, which is connecting you to third parties that will be contacting you.
What About Information Sharing:
To be clear, Ripe Loans does not share your personal information with non-affiliated parties or companies, except to provide the products or services that you yourself have requested.
We May Share Your Information Only Under the Following Circumstances:
In connection with state or federal licensing requirements.
In connection with a substantial corporate transaction involving Ripe Loans such as the sale of Ripe Loans, a divestiture, merger, consolidation, asset sale, or bankruptcy.
If we feel disclosure is appropriate in order to protect our business in response to any investigation, suspected legal activity, or other wrongdoing. We have the right to protect our business and to enforce all agreements.
As a direct response to a subpoena, any similar investigative request, court order, request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency. This is for us to be able to utilize our legal rights and defend ourselves against any legal claims as we believe is necessary by the law. In specific cases we might raise or waive any legal objection or right available to us.
To process and fulfill your request. All our partners in our provider network, which include banks, mortgage lenders, and brokers, have entered into marketing agreements with Ripe Loans and are required to comply with federal and state privacy regulations. We may also receive information back from our lending partners that pertain to your loan or the products and services we have mutually provided to you. This information has the right to be retained for any litigation, regulatory requests, law enforcement requests, internal analytics, marketing, or any other legal matter.
In an anonymous format. Any shared data will have been generated in a way that does not disclose anything personal and in a way that is in compliance with the law. This data would be sent to any third parties requesting such.
Changes to this Product Privacy Statement:
Ripe Loans reserves the right to make changes to this statement as we see fit. Those changes will comply with all other current Ripe Loans policies and agreements.
Minors:
You must be at least 18 years old to use Ripe Loans. We do not knowingly collect, use or disclose personal information about users who are under 18 years of age.
If you are a minor, you can use the services offered on Ripe Loans only in conjunction with a legal guardian.
Outside of the United States:
Ripe Loans is based in the United States and is designed for use by those in the United States. Therefore, it is governed solely by the laws of the United States.
Questions:
If you have any questions, concerns, or comments about this product privacy notice, please reach out to us at contact@ripeloans.com.
Form Disclaimer:
By completing our form, you agree to our Terms of Use Agreement, Privacy Policy and providing express "written" consent to share your information with Ripe Loans and their lending partners, who will be calling you (including through automated means e.g. automated dialing systems, text and pre-recorded voice messages) via telephone, mobile device (including SMS and MMS - charges may apply) and/or email, even if your telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list. You agree that we can share your personal data with third parties, such as our mortgage partners, service providers and other affiliates, and that we can use this data for marketing and analytics, and to make your experience easier. Consent is not required in order to purchase goods and services from the lenders that reach out to you. You are also providing Express Written Consent under the Fair Credit Reporting Act for Ripe Loans, selected dealer(s), and/or network partners with whom we put you in touch with to obtain your consumer credit report from your credit profile or other information from contracted Credit Bureau(s) associated with your prequalification for credit inquiry.